Terms of Sale
Last updated: 22 October 2026
> Courtesy translation. Only the French version is legally binding: Conditions Générales de Vente. In the event of any discrepancy, the French text prevails.
These Terms of Sale govern sales of subscriptions to the Mghribiya service (mghribiya.fr), offered by Ismael Dubuc, sole trader (SIREN 939 197 554), 30 Allée Sidney Bechet, 93430 Villetaneuse, France, hereinafter “the Seller”.
The Seller is exempt from VAT under article 293 B of the French General Tax Code (small-business exemption). VAT not applicable.
1. Scope
These Terms apply to any subscription order placed on mghribiya.fr, and in the Mghribiya mobile apps for iOS and Android, by a consumer within the meaning of the preliminary article of the French Consumer Code (hereinafter “the Customer”). They apply to the exclusion of any other terms.
Two purchase channels exist side by side, and the arrangements differ by channel:
- Purchase on the web (mghribiya.fr): payment is processed by Stripe and the Seller deals with the Customer directly.
- Purchase from the iOS or Android app: the transaction is carried out by Apple (App Store) or Google (Google Play), which collects the payment and handles billing, renewal, cancellation and refunds. That platform's terms then apply in addition to these, and prevail over them in the event of any conflict on anything concerning payment, renewal and refunds.
The articles below set out, where necessary, the arrangements applicable to each channel.
2. Offers and prices
The offers available at the time of ordering are shown on the site's pricing page. By way of indication:
| Offer | Price | Arrangement |
|---|---|---|
| Monthly | €4.99 / month | Subscription renewing each month |
| Yearly | €34.99 / year | Subscription renewing each year |
| Lifetime | €69.00 | One-off payment, unlimited lifetime access |
VAT not applicable, art. 293 B of the French General Tax Code.
Prices are stated in euros and are the final prices paid by the Customer: as the Seller is under the VAT small-business exemption, no VAT is added. The Seller reserves the right to change prices at any time. Subscriptions already running are honoured until they end.
3. Ordering process
- The Customer selects the offer they want on the pricing page.
- They are redirected to the secure Stripe payment page.
- They enter their payment details directly in the Stripe interface (banking data does not pass through the Seller's servers).
- They tick the mandatory boxes (acceptance of these Terms, waiver of the right of withdrawal).
- They confirm the order by clicking the confirmation button.
- A confirmation email is sent to the address given at sign-up.
The order is final upon receipt of payment confirmation from Stripe.
4. Payment
Purchase on the web. Payment is made online, securely, via the Stripe, Inc. platform. The accepted payment methods are those offered by Stripe (Visa, Mastercard, etc.).
If payment fails, premium access is not activated. If a recurring subscription goes unpaid, Stripe makes several collection attempts. If payment still fails, premium access is suspended.
Purchase from the mobile app. Payment is charged to the Customer's Apple or Google account when the purchase is confirmed, using the payment methods registered on that account. The Seller has access to no banking data. The prices shown in the app are those set by the platform's price tiers and may differ from the prices on the website.
5. Provision of the service
Access to premium features is activated immediately after Stripe confirms payment, provided the Customer has an active Mghribiya account.
The service is supplied electronically, with no physical medium. The digital content is accessible from any compatible web browser.
6. Right of withdrawal: digital content
In accordance with article L221-28 13° of the French Consumer Code, the right of withdrawal does not apply to digital content not supplied on a physical medium where performance has begun with the consumer's prior express agreement and express waiver of their right of withdrawal.
By confirming their order, the Customer expressly acknowledges:
> *“I expressly request that performance of the contract begin immediately. I therefore acknowledge that I lose my 14-day right of withdrawal once performance of the digital content has begun.”*
This waiver is collected via a mandatory tick box at the time of ordering.
Exception, “Lifetime” offer (one-off payment): For this offer only, if the access has not yet been used (no review session started), the Customer has a 14-day right of withdrawal from the date of the order, in accordance with article L221-18 of the French Consumer Code. To exercise it, contact contact@mghribiya.fr using the form below or any statement unambiguously expressing the wish to withdraw.
7. Withdrawal form (annex)
> For the attention of Ismael Dubuc, contact@mghribiya.fr
>
> I hereby give notice of my withdrawal from the contract for the Mghribiya subscription ordered on [ORDER DATE].
>
> Customer name: ____________________________
> Account email address: ____________________________
> Order date: ____________________________
>
> Signature (if on paper): ____________________________
> Date: ____________________________
8. Automatic renewal of recurring subscriptions
In accordance with article L215-1 of the French Consumer Code, the Seller will inform the Customer by email, no earlier than 3 months and no later than 1 month before the annual renewal date, of the option not to renew the subscription.
Monthly subscriptions renew each month with no specific notice: the Customer may cancel at any time from their Stripe management area.
9. Cancellation
9.1 Recurring subscriptions (Monthly / Yearly): purchased on the web
The Customer may cancel their subscription at any time from the “My account > Manage my subscription” section (Stripe portal). Cancellation takes effect at the end of the current period already paid for. No pro-rata refund is granted for the remaining period, save as provided in article 11.
9.1 bis Recurring subscriptions: purchased from the mobile app
Cancellation is carried out exclusively from the platform account settings, as the Seller has no control over these subscriptions:
- iOS: Settings > [your name] > Subscriptions > Mghribiya+ > Cancel subscription.
- Android: Google Play > Menu > Payments and subscriptions > Subscriptions > Mghribiya+ > Cancel.
The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Cancellation takes effect at the end of the period already paid for, access being retained until then.
9.2 “Lifetime” offer
The lifetime offer cannot be cancelled (permanent access). It may be subject to withdrawal under the conditions of article 6.
9.3 Account deletion
Deletion of the Customer's account (from “My account” or on written request) immediately cancels the subscription taken out on the website, with no refund for the current period. It ends access to Mghribiya+, including for the lifetime offer.
A subscription taken out on the App Store or Google Play is not cancelled by deleting the account: the Customer must cancel it themselves in the platform settings, as set out in article 9.1 bis, failing which the platform continues to charge for it.
10. Refunds
Apart from the right of withdrawal where applicable, no refund is granted for a subscription in progress. The Seller may nonetheless, as a commercial gesture and at its discretion, grant a partial refund in the event of a technical problem attributable to the service that made it unusable for a significant period.
Purchases made from the mobile app. Refunds are exclusively a matter for Apple or Google, which collected the payment. The Seller can neither grant nor refuse them. Requests are made to the platform concerned: on iOS via reportaproblem.apple.com, on Android from the Google Play order history. The Seller nonetheless remains available at contact@mghribiya.fr to help the Customer with the process.
11. Force majeure
The Seller cannot be held liable for non-performance or late performance of its obligations in the event of force majeure within the meaning of article 1218 of the French Civil Code.
12. Legal guarantees
The Customer benefits from the legal guarantee of conformity (articles L224-25-12 et seq. of the French Consumer Code) for digital content. In the event of non-conformity, the Customer may contact the Seller at contact@mghribiya.fr.
13. Mediation and dispute resolution
In the event of a dispute not resolved with customer service, the Customer may use a consumer ombudsman free of charge:
CNPM: Médiation de la Consommation
27 avenue de la Libération, 42400 Saint-Chamond, France
Website: https://www.cnpm-mediation-consommation.eu
European online dispute resolution platform: https://ec.europa.eu/consumers/odr/
14. Archiving
Orders above €120 are archived by the Seller for 10 years in accordance with article L213-1 of the French Consumer Code. The Customer may request access to these archives at contact@mghribiya.fr.
15. Governing law and jurisdiction
These Terms are governed by French law. Disputes fall within the jurisdiction of the French courts, subject to the mandatory provisions applicable to the consumer in their country of residence.
16. Contact
Email: contact@mghribiya.fr
Post: Ismael Dubuc, 30 Allée Sidney Bechet, 93430 Villetaneuse, France
17. Payment provider details
Stripe, Inc.
354 Oyster Point Blvd, South San Francisco, CA 94080, USA